Travel Butlers Ltd
Astra House
The Common, Cranleigh
Surrey GU6 8RZ, United Kingdom
tel: +44 (0)1483 266725


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Big 5 Safari and White Sand Beaches

Example holiday

Big 5 Safari and White Sand Beaches

We hope that this example holiday will give you give some inspiration to help you begin to plan your own dream holiday to Africa.

The next couple of pages show a summary of the itinerary, followed by a detailed page on each destination.

Important travel information for visitors to South Africa and Seychelles is included at the back of this document.

All the holidays we offer to our clients are tailor-made so we can adjust this trip to fit in with your travel dates, interests, preferred accommodation...and of course your budget.

All our travel consultants have extensive knowledge of travel throughout Southern and East Africa, and our strong relationships with suppliers mean that our rates to you will always be competitive.

Let us take the hard work out of planning your trip: you can get in touch either by giving us a call on +44 (0) 1483 266725, completing the Enquiry Form on our website or emailing us at info@travelbutlers.com.

We look forward to hearing from you!

The Travel Butlers Team

Travel Butlers Ltd
Astra House
The Common, Cranleigh
Surrey GU6 8RZ, United Kingdom
tel: +44 (0)1483 266725


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Big 5 Safari and White Sand Beaches

Example Itinerary

TB-1826-1 / 38146

Example Cost

Holiday Title: Big 5 Safari and White Sand Beaches

Holiday Destination: Holiday to South Africa and Seychelles for 9 nights

Passengers: 2 Adults

Example Cost for 2 Adults: * per person sharing.

*Excludes international flights from your home country - please ask us if you would like us to include these for you.

All monies paid by UK customers for the air package holiday shown are ATOL protected by the Civil Aviation Authority. Our ATOL number is 10245.

When you buy an ATOL protected flight or flight inclusive holiday from us you will receive an ATOL Certificate. This lists what is financially protected, where you can get information on what this means for you and who to contact if things go wrong.

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About Us

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  • ATOL Protected
  • UK Based
Travel Butlers Ltd
Astra House
The Common, Cranleigh
Surrey GU6 8RZ, United Kingdom
tel: +44 (0)1483 266725


Page 

Summary Of The Itinerary

Printable Version

Holiday Title: Big 5 Safari and White Sand Beaches

Passengers: 2 Adults

Day 1

Arrive into Johannesburg OR Tambo Airport. Go through Immigration, collect your luggage and clear Customs, then make your way to the Domestic Departure Terminal and check in for your next flight.

Airlink 4Z873 (Economy Class): Fly from O.R. Tambo International Airport (JNB) departing at 12:50 to Hoedspruit Air Force Base (HDS), arriving at 13:45

Arrive into Hoedspruit Airport. You will be met in the airport building by your driver and once you have collected your luggage you will then be transferred to the Timbavati Game Reserve.

Simbavati is situated within the world renowned and beautiful Timbavati Private Game Reserve, which forms part of the Greater Kruger Park and guarantees an exclusive, authentic and unforgettable African safari experience. Game activities take place in the early morning and evening when the wildlife are most active, and game drives are conducted by experienced field guides and Shangaan trackers in open 4x4 vehicles, offering excellent photographic opportunities. Lion, leopard, elephant, rhino and buffalo as well as other species such as kudu, zebra, warthog, giraffe and monkey to name a few are spotted regularly. Bird viewing is spectacular, with over 360 recorded species including various eagles, vultures, kingfishers, woodpeckers, buzzards, herons, egrets, owls and weavers.

Timbavati Game Reserve

3 nights at Simbavati River Lodge


Day 4

After you return from your morning game drive, you will have time to enjoy breakfast at the lodge before you are collected and transferred back to the airport, where you will check in for your afternoon flight to Johannesburg.

Airlink 4Z874 (Economy Class): Fly from Hoedspruit Air Force Base (HDS) departing at 14:20 to O.R. Tambo International Airport (JNB), arriving at 15:25

You will be met and transferred to your hotel for an overnight stay.

Closely situated to OR Tambo International Airport, the Peermont Mondior features spacious rooms which are all fitted with cutting-edge technology and furnished in an elegant and contemporary African style. Hotel guests also have access to the casino, dining, entertainment and spa facilities at the Emperors Palace Entertainment Resort.


Day 5

After a leisurely breakfast, take the complimentary shuttle bus to the International Departure Terminal and check in for your afternoon flight to Seychelles. Passengers are advised to check in at least 2.5 to 3 hours prior to the flight departure.

Air Seychelles HM060 (Economy Class): Fly from O.R. Tambo International Airport (JNB) departing at 13:50 to Seychelles International Airport (SEZ), arriving at 20:45

Go through Immigration, collect your luggage and clear Customs, then make your way into the Arrivals Hall to the Welcome Kiosk of our representative in Seychelles. Here, you will be welcomed to the island and then transferred to your hotel.

The Carana Beach Hotel overlooks one of Mahe's most dramatically picturesque beaches. The view from every room spills out onto striking blue seas framed by lush jungle, massive granite pillars and a white sandy beach.

continues on next page...
Travel Butlers Ltd
Astra House
The Common, Cranleigh
Surrey GU6 8RZ, United Kingdom
tel: +44 (0)1483 266725


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...continued from previous page.

Day 10

You will need to check out of your room this morning but you can remain at the hotel and use all the facilities until you are collected for your transfer back to the airport. Alternatively, if you have an evening flight, the hotel may be able to arrange a late check out for you (additional cost and payable directly to the hotel) subject to the availability of the room.

 
Travel Butlers Ltd
Astra House
The Common, Cranleigh
Surrey GU6 8RZ, United Kingdom
tel: +44 (0)1483 266725


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Simbavati River Lodge

Timbavati Game Reserve: 3 Nights

Simbavati River Lodge is an intimate and friendly camp built on the banks of the seasonal Nhlaralumi River in the heart of the world famous Timbavati Game Reserve. The focus is on the excellent Big 5 game viewing, breathtaking views, friendly and knowledgeable staff in an environment where guests are made to feel comfortable and relaxed from the moment they arrive.

Simbavati River Lodge offers game drives in the early morning and evening to ensure game viewing when the animals are most active. Game drives are conducted by experienced rangers and Shangaan trackers in open 4x4 vehicles, with excellent photographic opportunities. Enjoy sightings of lion, leopard, elephant, rhino and buffalo as well as other species such as kudu, zebra, warthog, giraffe, monkey to name a few. Nocturnal animals, including the big cats, are regularly sighted on night drives. Bird viewing is spectacular, with over 360 recorded species including various eagles, vultures, kingfishers, buzzards and owls.

Accommodation consists of 6 luxury en-suite safari tents, 2 tented pool suites and 3 thatched family chalets. The tented accommodation has views of the bush from your own private viewing deck and are spaced adequately far apart to ensure complete privacy. The family chalets include a master bedroom, a twin bedroom as well as a private viewing deck. One of the family chalets can accommodate 5 people, while the other two can accommodate 4 people.

The pool suites have canvas walls, glass doors and windows which open onto a wooden deck and a private plunge pool.

Breakfast and lunch are served daily outside on the wooden deck, set out under age-old jackalberry and leadwood trees, combining African and Western cuisine offering exciting new tastes for the more adventurous as well as for the more conventional preferences. A traditional dinner is served around the campfire in an open-air boma, an experience not to be missed.

Other guest areas include a generously proportioned lounge and bar. During the mid-day heat, recline in a sun lounger or take a dip in the swimming pool.

Example Details For Simbavati River Lodge

Nights: 3 Nights
Adults: 2 Children: 0
Room: 1 x Luxury Safari Tent
Includes: All meals; selected drinks (selected spirits, house wines, local beers and soft drinks); tea/coffee; the Timbavati Conservation Levy; return shared Eastgate/Hoedspruit Airport transfers at set times (on request and must be pre-booked); and 2 daily shared safari game drives (dawn and dusk in open 4x4 safari vehicles) are included.

Please Note: As the animals are wild, it is not possible to guarantee what you will see during your safari.

Location

Simbavati River Lodge Location Map
Travel Butlers Ltd
Astra House
The Common, Cranleigh
Surrey GU6 8RZ, United Kingdom
tel: +44 (0)1483 266725


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Simbavati River Lodge

Travel Butlers Ltd
Astra House
The Common, Cranleigh
Surrey GU6 8RZ, United Kingdom
tel: +44 (0)1483 266725


Page 

Peermont Mondior

Johannesburg: 1 Night

Closely situated to OR Tambo International Airport in Johannesburg, the Peermont Mondior is part of the Emperors Palace - a sensational resort that combines the timeless classical elegance of Rome with eclectic Monte Carlo architecture, providing a world-class entertainment experience for everyone.

Feast on a fabulous variety of dishes at the culinary parade of restaurants. With international buffets, fine dining, contemporary Asian to classic Mediterranean, chic cocktail bars and relaxed family eateries, the possibilities are endless.

The Palace also showcases a celebration of local and international shows, productions and musicals in a multitude of superbly appointed entertainment venues including the Centre Court arena, Theatre of Marcellus, Red Roman Shed and The Barnyard Theatre.

Peermont Mondior guests also have access to the majestic Emperors Palace Casino, where every turn of a card and spin of a wheel, deals a winning combination of excitement and thrills.

The 4* Peermont Mondior features 150 spacious rooms and suites which are all fitted with cutting-edge technology and furnished in an elegant and contemporary African style.

The chic Oriana restaurant offers breakfast and light meals and guests can enjoy a delectable cocktail at the Silver Moon Bar.

A complimentary shuttle service between the airport terminals and the hotel runs daily between 06:00 and 23:00.

Example Details For Peermont Mondior

Nights: 1 Night
Adults: 2 Children: 0
Room: 1 x Classic Room
Includes: Breakfast is included.

Location

Peermont Mondior Location Map
Travel Butlers Ltd
Astra House
The Common, Cranleigh
Surrey GU6 8RZ, United Kingdom
tel: +44 (0)1483 266725


Page 

Peermont Mondior

Travel Butlers Ltd
Astra House
The Common, Cranleigh
Surrey GU6 8RZ, United Kingdom
tel: +44 (0)1483 266725


Page 

Carana Beach Hotel

Mahe: 5 Nights

Undoubtedly, Seychelles is rated as one of the most sought-after tropical destinations. This Indian Ocean archipelago is made up of 115 individual islands, of which Mahé is the largest.

Mahé offers a myriad of stunning beaches, lush tropical forests and complete tranquility, plus a plethora of activities to choose from if you want to be more active. Whether you are looking for a romantic getaway or a family holiday, there is something for everyone here.

The island has an exceptional mix of African, European and even Asian influences. Local art, music and architecture are different from what you will find anywhere else in the world. The Creole cuisine is an explosion of different flavours just waiting to be tasted and enjoyed - the local food is one of the highlights of a stay here.

With year-round warm and balmy weather, Mahé is the perfect destination no matter when you plan to travel. The water of the Indian Ocean is perfect for swimming and for almost any water activity imaginable.

Carana Beach Hotel, on the north coast of the island, has an ethos and spirit of its own for every guest to discover. When you come here you come to uncover the true island experience, where the Seychelles spirit awaits you. The hotel has been designed to accentuate the wild nature of this unique location, with the view from every room spilling out onto striking blue seas framed by lush jungle, massive granite pillars and its white sand beach.

Modern twists on traditional island architecture, contemporary ocean-themed decor and a home-grown culture of genuine Seychelles hospitality all feed into a casual yet chic ambiance for guests to dine, unwind and recharge.

The 40 spacious chalets all offer incredible sea views and are all positioned within a few steps from the beach. Guests can choose from Ocean View Chalets or Ocean View Pool Chalets which have their own private plunge pool overlooking the ocean.

There is a bar and a lounge for guests use, as well as a main beach front swimming pool.

Example Details For Carana Beach Hotel

Nights: 5 Nights
Adults: 2 Children: 0
Room: Oceanview Chalet (10% discount applied if booking confirmed 120 days prior to arrival)
Includes: Half Board Package: Breakfast and dinner are included. PLEASE NOTE: The Environmental Sustainability Levy is not included and is payable in Seychelles Rupees direct to the hotel on check in/out.

Location

Carana Beach Hotel Location Map
Travel Butlers Ltd
Astra House
The Common, Cranleigh
Surrey GU6 8RZ, United Kingdom
tel: +44 (0)1483 266725


Page 

Carana Beach Hotel

Travel Butlers Ltd
Astra House
The Common, Cranleigh
Surrey GU6 8RZ, United Kingdom
tel: +44 (0)1483 266725


Page 

Important Travel Information For South Africa

Passport, Visa and Entry Requirements

Latest Travel Updates

For up-to-date travel information from the UK government, please check:

UK Government Advice: www.gov.uk/foreign-travel-advice/south-africa

 

Normally, holders of the following passports do not require a visa to enter South Africa when travelling as a tourist for stays up to 90 days: United Kingdom; United States of America; Canada; Australia; Ireland; Belgium; Netherlands; Italy; France; Germany; Spain, Switzerland.

If you are a passport holder from another country, please contact your local South Africa High Commission or Embassy for up-to-date visa requirements, as citizens of certain countries (including New Zealand) are required to obtain visas before travelling. Please note that if you are applying to the Embassy for your visa, some visas can take a long time to be processed so please do take this into consideration, as it is your responsibility to ensure you have the correct visa in place before you travel.

Children under 18 years of age who require a visa to enter South Africa may be required to provide additional information when applying for the visa including an unabridged birth certificate and affidavit if travelling with only one parent.  There are also additional rules for unaccompanied minors and/or South African children - details available on request or via the SA Department of Home Affairs at http://www.dha.gov.za.

Please note that anyone travelling to South Africa should have a valid return ticket and a valid passport. Your passport should be valid for a minimum period of 30 days from the date of exit from South Africa. However, some immigration officials still request that a passport should have at least 6 months validity from the date of entry to South Africa so to avoid problems on arrival, we advise that your passport meets this requirement instead. The passport must also have sufficient pages for entry/exit stamps - AT LEAST 2 BLANK PAGES.

South Africa has implemented biometric capturing at all ports of entry. This may result in some delays at land borders so you should allow additional time for border crossings.

PLEASE NOTE: Countries can change their entry requirements at any time. Travel Butlers try to ensure that the information displayed here is correct, but the onus remains with the traveller to verify the information with the relevant High Commission or Embassy and ensure that they can comply with the applicable entry requirements.

Medical

You are advised to contact your doctor or clinic around 4-8 weeks before your trip to check whether you need any vaccinations and to get their professional medical advice regarding travel to South Africa.

To help avoid heatstroke, drink plenty of bottled water/fluids, and keep out of the midday sun.

Tap water is purified and safe to drink in major cities and towns, however, we do advise that you do not drink the water in more remote places such as the camps in the National Parks - the water may be safe to drink, but it simply is not worth the risk, as bottled water is widely available.

Whatever you do, do not drink water from any river lake without firstly purifying the water. Always take water with you when you go on a hike, and have a bottle in the car on a long journey to avoid dehydration.

There is a risk of malaria in and around the Kruger National Park/Mpumalanga Province, the Limpopo (Northern) Province, and the north-eastern part of KwaZulu-Natal - check with your doctor about suitable antimalarial tablets. Try to avoid mosquito bites wherever possible - wear loose long-sleeved clothing and trousers, and use a repellent on clothing and exposed skin.

There is no risk of yellow fever in South Africa, so a yellow fever vaccination is NOT required for travellers whose sole destination is South Africa. However, in accordance with International Health Reguations, South Africa requires all travellers over one year of age arriving from a yellow fever risk country, or having been in transit longer than 12 hours at the airport of such a country, to have a yellow fever certificate. These countries include Kenya and Uganda but it is up to the traveller to check the full list here https://nathnacyfzone.org.uk/factsheet/60/yellow-fever-maps

If you need emergency medical assistance during your trip, dial 10177 and ask for an ambulance.

Travel Butlers Ltd
Astra House
The Common, Cranleigh
Surrey GU6 8RZ, United Kingdom
tel: +44 (0)1483 266725


Page 

Important Travel Information For South Africa

Continued

Languages And Culture

The 11 official languages are Zulu, Xhosa, Afrikaans, Pedi, English, Tswana, Sotho, Tsonga, Swati, Venda and Ndebele. Whilst many visitors will hear at least a couple of the tribal languages during the course of their stay, it is possible to travel extensively and comfortably with just English as a language.

The South African society is quite liberal, as gay marriage was legalised in 2006 nationwide and everyone’s rights are protected under the constitution. In some more rural areas, however, the local people may not be quite as liberal thinking, so whilst everyone is of course entitled to their own sexual preferences and gender identity, we would advise all clients of the LGBT+ community to refrain from public displays of affection (including kissing and holding hands) and to be as discrete as possible about their relationship if travelling to a rural/remote area.

Travel Butlers Ltd
Astra House
The Common, Cranleigh
Surrey GU6 8RZ, United Kingdom
tel: +44 (0)1483 266725


Page 

Important Travel Information For Seychelles

Passport, Visa and Entry Requirements

Latest Travel Updates

For up-to-date travel information from the UK government, please check:

UK Government Advice: www.gov.uk/foreign-travel-advice/seychelles

 

Normally, irrespective of the nationality of the visitor and his or her family members (with some exceptions* - see below), there are NO VISA requirements to enter Seychelles. However, the following documents must be shown in order to obtain immigration clearance at the Seychelles International Airport:

A passport valid on the date of entry to and exit from Seychelles

Return or onward ticket

Proof of accommodation including contact details

Sufficient funds for the duration of the stay

Presentation of all of the above documents will grant you a Visitor’s Permit that will be issued upon arrival by the Seychelles Department of Immigration. The Visitor’s Permit is initially valid for the period of visit of up to one month.

Your passport should be valid for a minimum period of 6 months from the date of entry into Seychelles and have sufficient blank pages for the Seychelles entry/exit stamps (at least 2).

* If you are a passport holder from certain African countries, please contact your local Seychelles High Commission or Embassy for up-to-date visa requirements, as nationals from certain countries are required to obtain temporary visas before travelling to Seychelles.

Please note that if you are applying to the Embassy for your visa, some visas can take a long time to be processed so please do take this into consideration, as it is your responsibility to ensure you have the correct visa in place before you travel.

IMPORTANT: The Seychelles Government have implemented a new Environmental Sustainability Levy. This Environmental Sustainability Levy has been introduced to generate funds which will be invested back into preserving and enhancing the natural environment of Seychelles by investing in green, renewable energy, and environmental conservation. Under the newly introduced levy, all travellers arriving in Seychelles from the 01 August 2023 will be required to contribute based on a per person/per night basis. The payment is made in-destination, in Seychelles Rupees, and payable directly to the respective hotel upon check in or check out. The levy will be charged based on the size of the hotel as follows (children under 12, airline company staff, and Seychellois citizens are exempt from the levy):

Small Hotels (1 to24 rooms) - SCR 25 per person per night

Medium-sized hotels (25 to 50 rooms) - SCR 75 per person per night

Large hotels (51+ rooms, island resorts*, yachts) - SCR 100 per person per night

* Island resorts relate to establishments based on any island other than Mahe, Praslin, La Digue or Cerf Island.

PLEASE NOTE: Countries can change their entry requirements at any time. Travel Butlers try to ensure that the information displayed here is correct, but the onus remains with the traveller to verify the information with the relevant High Commission or Embassy and ensure that they can comply with the applicable entry requirements.

Travel Butlers Ltd
Astra House
The Common, Cranleigh
Surrey GU6 8RZ, United Kingdom
tel: +44 (0)1483 266725


Page 

Important Travel Information For Seychelles

Continued

Medical

You are advised to contact your doctor or clinic around 4-8 weeks before your trip to check whether you need any vaccinations and to get their professional medical advice regarding travel to Seychelles.

To help avoid heatstroke, drink plenty of bottled water/fluids and keep out of the midday sun.

Tap water meets W.H.O. (World Health Organization) specifications and is safe to drink nationwide. Because tap water is chlorinated, however, visitors are advised to drink bottled water but there is no imperative to avoid soft drinks, alcoholic drinks and ice. If you are in any way concerned about drinking water, bottled water is widely available in shops, restaurants and hotel bars.

There is NO risk of contracting malaria in Seychelles as the anopheles mosquito does not exist in Seychelles. However, some cases of dengue fever transmitted by mosquitoes have been reported. Try to avoid mosquito bites wherever possible - wear loose long-sleeved clothing and trousers and use a repellent on clothing and exposed skin.

There is no risk of yellow fever in Seychelles, so a yellow fever vaccination is NOT required for travellers whose sole destination is Seychelles. However, in accordance with International Health Regulations, Seychelles requires all travellers over one year of age arriving from a yellow fever risk country, or having been in transit longer than 12 hours at the airport of such a country, to have a yellow fever certificate. These countries include Kenya and Uganda but it is up to the traveller to check the full list here https://nathnacyfzone.org.uk/factsheet/60/yellow-fever-maps

Languages And Culture

There are 3 official languages in Seychelles: Creole (a lilting, French-based patois), English and French. Many Seychellois also speak fluent Italian or German.

We would ask that all travellers are respectful of the local culture as follows:

Topless sunbathing is uncommon and not tolerated on some beaches. Nudism is not acceptable.

Homosexuality is not illegal in Seychelles. However, local attitudes do and can vary, so whilst everyone is of course entitled to their own sexual preferences and gender identity, we would advise all clients of the LGBT+ community to refrain from public displays of affection (including kissing and holding hands) and to be as discrete as possible about their relationship.

Please resist the urge to collect seashells along the beaches as many are used as habitation by hermit crabs.  Collecting shells is prohibited in nature reserves, marine parks and reserves in Seychelles.  The unique and unusual tropical flora is beautiful and for it to remain so, it is important that you admire it, but leave it for others to enjoy. 

Be considerate towards the fauna and sensitive to its sometimes fragile nature.  Please walk carefully on the reefs and do not feed sea birds, mammals, turtles or tortoises or disturb them or their nesting grounds.

Travel Butlers Ltd
Astra House
The Common, Cranleigh
Surrey GU6 8RZ, United Kingdom
tel: +44 (0)1483 266725


Page 

Book With Confidence

Travel Butlers have 20 years experience of booking travel to Africa and the Indian Ocean for clients from all around the world.  In this time we have supported clients through disruptions caused by numerous unexpected events including natural disasters, localised disease outbreaks and airline cancellations. Nobody can be certain exactly what will happen in the future, however Travel Butlers can offer you peace of mind and flexibility to ensure that you feel confident booking a holiday with us.

Flexibility and peace of mind before you travel

Our team are specialists in travel to Africa and the Indian Ocean, and we are constantly monitoring the changing situation regarding travel to the region. If your trip cannot go ahead due to specific travel restrictions related to Covid-19 then we will get in touch to offer you the choice of the following:

The specific Covid-19 travel restrictions are defined as follows:

We would not normally be able to confirm that your trip cannot proceed due to travel restrictions until a couple of weeks before the start of your trip, however should you want to look at postponing or altering your trip before then we would aim to be as flexible as possible.

If we confirm that your trip is unable to proceed due to Covid-19 travel restrictions, then we will not charge you an amendment fee if you choose to postpone your trip or move it to another destination. We may need to adjust the cost of your trip to reflect the new dates, particularly if those coincide with a more expensive season of travel or higher grade of accommodation. Equally, if the cost of your postponed trip is less, we will reduce the cost accordingly.

You should still take out travel insurance that includes Covid-19  to cover you in the event that your trip can go ahead but you are unable to travel due to illness or a change in your personal circumstances. If there are no travel restrictions in place that mean your trip could not go ahead but you need to cancel due to illness or a change in your personal circumstances then our normal terms and conditions would apply. You should ensure that your travel insurance provides adequate cover for cancelling due to illness, including Covid-19, and you may be able to make a claim against your travel insurance depending on the cover offered by your policy.

Support whilst you are away

We offer 24/7 telephone assistance to all our clients whilst they are away, and also have partners in each country that are able to assist with any PCR tests or other issues that might arise during your trip.

If you fall ill whilst you are away, or if your trip is disrupted due to Covid-19 whilst you are travelling, then our experienced team will be on hand to assist you in whatever way you need.  You would need to pay any additional costs incurred due to illness or travel disruption whilst you are away, however you may be able reclaim these expenses on your travel insurance depending on the cover offered by your policy.  Travel Butlers will be able to assist by providing supporting documentation for your claim.

Financial protection for your Travel Butlers holiday

All of the holidays we sell are 100% financially protected through our ATOL and ABTOT bonding so your money is in safe hands when you book a Travel Butlers holiday. Furthermore, our business is well positioned to navigate through the challenges which the travel industry is currently facing.

Please read our Terms and Conditions for more information.

Finding suitable travel insurance that covers Covid-19

You can now get insurance that offers cover for disruption related to Covid-19, and these policies could include cover for:

Not all policies offer this kind of cover, not necessarily even all policies from the same provider, so you should ensure you check the policy details carefully before buying your insurance. 

You can read more about choosing suitable travel insurance in the FCDO guide to travel insurance.